Products & Services

The services provided by Menninger & Associates are based on the fundamentals of financial planning. We focus on the process of financial planning, and can offer a variety of financial products that are suitable for our clients' needs. Additionally, as independent advisors and consultants, we are neither bound nor encouraged to use any specific products.  

Services

Our services are designed to help you answer the following questions:

- How much money will I need to live comfortably in retirement?

- How can I get more from my investments?

- How can I reduce my exposure to risk?

- Am I saving enough?

- What is the best way to save for college?

- How can I help reduce estate taxes and preserve more of my assets for my heirs?

- Do I have the right amount of life insurance?

 

*To answer these questions and any others posed by our clients, we begin by evaluating the following areas of financial planning. 

 

Cash Management

  • Review and Adjustment of Balance Sheets
  • Building Cash Reserves
  • Re-structuring debt to improve overall cash flow and efficiency

Risk Management Planning

  • Dealing with Lump Sum Distributions
  • Projecting Early or Late Retirement
  • Income Generating Strategies
  • Coordinating Social Security, Pensions and other Sources of Income
  • Maximizing Tax Efficiency

Estate Planning

  • Protecting Privacy
  • Preserving Family Wealth
  • Charitable Giving
  • Minimizing Tax Liabilities

Insurance Planning

Helping clients with a game plan for:

  • Disability or Illness
  • Premature Death
  • Long-Term Care Needs

 

Products

Investment Products

  • Money Markets
  • Treasury Bills, Notes and Bonds
  • Stocks
  • Bonds (Taxable and Tax Free)
  • Mutual Funds
  • REITS (Real Estate Investment Trusts)
  • Limited Partnerships
  • Annuities (Fixed and Variable
  • IRAs, SEP IRAs, Roth IRAs
  • Retirement Plans (401Ks, DC and DB Plans)
  • 529 College Savings Plans (Separately Managed Accounts)

Insurance Products

  • Life (Individual and Group) insurance 
  • Annuities (fixed, variable, immediate, and indexed)
  • Disability insurance
  • Group life, health, and disability insurance
  • Long-Term Care Insurance
  • Private Pensions
  • Key Person Insurance